How to Buy a Car?

      Every person has a desire to buy a new car once in his lifetime. Car has been always a fascinating part of everyone's life. Whenever you decide to buy a car there are many questions in your mind such as which car shall I buy? How I can buy a car with loan facility? Shall I buy a brand new car or Refurbished car? What is the process for booking a car in a dealership?

Let us understand every aspect step by step

1. Which car Shall I buy?

         Whenever you hit this question in your mind, you must understand some basic knowledge about the car.

Basic aspects related to the car includes the following -

1. Manufacturer 

• Whenever you have made up your mind of buying a car, you will always have a brand or company which u like since a long time. 
• The manufacturer is a key aspect in terms of reliability, market reputation and Quality of the product. 
• There are many manufacturers such as Maruti Suzuki, Hyundai, Tata, Mahindra and Mahindra and many more. 
• Before buying a car, Always do a deep survey of every brand. 

2. Car Basics

• Whenever you see any car there are many terms which define its parameters.
• Power, Top speed, fuel economy, Ground clearance, seating space, boot space, Warranty period, Comfort features, special features, On road price, insurance claims and many more need to be compared while selection of car. 
• While selection of car, there is always a key aspect for the market's existing customer feedback. This can have a completely different impact on your selection.

3. Your Need

• There is always a fight between your desire and your need. You must have a clear picture for which you are purchasing a car. 
• Automobile sector offers a variety of car segments, but your need has a highest priority. 
• Your need includes variety of factors such as your financial budget, your type of driving (City or highway), your parking space, your future viability, your re-sale value after few years and many more questions need to be answered before.

2. How I can buy a car with loan facility?

• When you have decided to purchase a specific car, then most important part is making a perfect dealing with good cost.
• Before applying for a loan, always have a fare negotiation between your sales executive and you.
• Negotiation can include various things such as discount on selling price of car, providing free accessories, providing extra benefits for your car and many such things.
• To claim such things, you have to ask for it. Nobody will give you unless you demand for it. Ask for negotiation in anyway possible.
• After Negotiation, there will a final price which has to be paid for purchasing a car.
•  Loan should be made at least 80% of the total price of car and 20% should be paid by you. This a best practise to purchase a car with loan facility. 
• Loan approval is strictly dependent on your Monthly earning, your previous loan records and many other terms. 
• Your Loan officer will make all necessary documents clear such as photo id proof, Salary statement for at least 3 months, PAN card and Loan Form. 
• After completing and approval of loan facility, Bank will provide a cheque of approved amount in favour of dealership.
• After, Providing cheque and balance amount paid. Car will be yours.

 3. Shall I buy a brand new car or Refurbished car?

• This is also a important question, which need to be answered before purchasing a car.
• This is completely dependent on your decision. 
• While making this decision you must consider some points such as Am I going to use this car for long time? Am I going to sell this car if something goes wrong in future? Is new car really worth at this time? Am I skilled enough to handle a new car at this moment? Can refurbished car can make my work? etc
• Such brain storming will always help you to make decision for either new car or refurbished car.

4. What is the process for booking a car in dealership?

• Starting journey for purchasing a car after a short online comparison begins at a dealership.
• Physical model display, Sales person and a unique experience surrounding cars in the display area giving a ultimate feeling of delight.
• A sales person has variety of questions for you such as what is your requirement of the car? what price segment you are looking for? You have any favourite model which you are willing to buy? Is it your first car? and many more in context with car. 
• It is always a good habit of little bit of homework before doing any task. So, we should be well prepared for many such questions including some technical aspects too.
• After a comparison of various models and multiple dealers. You pick up the best model of your choice.
•  Booking process is really simple, if you have urgent requirement and stock is available. Then, its just like buying a pen from a market. You pay and just receive it as simple as that.
• But, if you don't have any hurry then you can book a car by paying a short amount for booking a specific model. It can be either pre-launching of car, waiting for inventory stock or any reason. 
• After booking, order can be cancelled too but for many manufacturers booking amount is non-refundable.
• Booking is just a token amount spent to ensure that car is booked and can be received once conditions are met.

"When a person buys a car, it becomes a part of his life just like family member. So, car purchase is a important choice, so choose wisely."